Hubmed
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Jun 25, 2025
2:57 AM
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Starting your U.S. medical journey as a J-1 visa holder? You’re not alone. Thousands of international medical graduates (IMGs) enter the U.S. healthcare system every year under the J-1 visa to complete residency. But navigating life, work, and licensing requirements while under this visa can feel overwhelming.
In this comprehensive guide, Hubmed —your trusted partner in medical career advancement—breaks down everything you need to know: from salary expectations and best locations, to licensure and long-term career planning. Let’s turn this challenging chapter into a stepping stone toward your dream healthcare career in the U.S.
What is a J-1 Visa and Who Uses It?
The J-1 Exchange Visitor Visa allows IMGs to participate in U.S. residency and fellowship programs accredited by the ACGME. Most IMGs who match into a U.S. residency do so under this visa type, sponsored by the Educational Commission for Foreign Medical Graduates (ECFMG).
1. Salary Expectations for J-1 Visa Residents
Your salary as a J-1 resident is determined by the hospital or institution hosting your residency—not by your visa status. According to Medscape’s 2024 Resident Salary Report, the average salary is approximately $62,000–$67,000 per year, with small variations depending on:
Location: Urban centers like NYC or LA may offer slightly higher pay to offset cost of living.
Specialty: Surgical and more competitive residencies may offer stipends or bonuses.
PGY Year: Expect incremental raises each year of your program.
?? Hubmed Insight: Planning your finances early is crucial. Consider medical staffing solutions and moonlighting (where allowed) as supplemental options.
2. Top Locations for J-1 Visa Residents
While you may not get to choose your exact location during the match, here are states known for IMG-friendly residency programs:
Best States for J-1 Residents
New York: Largest concentration of IMG-friendly programs, but high living costs.
Texas: Affordable cost of living + numerous community-based training hospitals.
Florida: Diverse patient populations and many Cross Country Healthcare affiliated systems.
Michigan and Illinois: Multiple internal medicine doctor programs welcoming J-1s.
?? Tip: Use Hubmed’s filters to find hospitals that support visa sponsorship.
?? Find J1-Supporting Residency Programs – Hubmed
3. Licensing Pathway for J-1 Visa Holders
Licensing is where many J-1 holders face complexity. Here’s what you need to focus on:
Requirements:
Pass USMLE Step 1, Step 2 CK, and Step 3
Complete ACGME-accredited residency
Apply for state licensure (rules vary—always check state medical board requirements)
?? Federation of State Medical Boards (FSMB)
?? Don’t overlook Step 3—it’s not just for licensing but also essential for future H-1B sponsorships or waiver jobs.
4. J-1 Visa Waiver and Staying in the U.S.
J-1 visa holders are subject to a 2-year home-country residency requirement, unless they obtain a waiver. The most common waiver options include:
Conrad 30 Program: Work for three years in an underserved area as an internal medicine doctor or other specialist.
VA or Federal Agency Sponsorship
Persecution/Hardship Waiver (less common)
Hubmed Pro Tip: Hubmed frequently posts openings eligible for Conrad 30 and federal waivers.
?? Explore J-1 Waiver Jobs – Hubmed
5. Using Your Time Wisely: Online Education for Career Growth
Residency is tough, but don’t stop growing. Take advantage of flexible, online programs to boost your career:
Options Worth Exploring:
Online Medical Assistant Programs – Useful if family members want to work in healthcare alongside you.
Healthcare Administration Degree Online – Prepares you for leadership roles post-residency.
Medical Coding Schools Online – Enhance understanding of billing, coding, and compliance.
Accredited Medical Assistant Programs / Medical Assistant Degree Online – Great for those considering parallel certifications.
?? Top Accredited Healthcare Programs – Accrediting Bureau of Health Education Schools
6. Survival Tips: Financial & Emotional Wellbeing
Budgeting: Live like a student, not a doctor—yet. Save, track expenses, and avoid high-interest loans.
Mental Health: Seek community through IMG support groups, hospital wellness services, or mentorship from Hubmed’s network.
Work-Life Balance: Build routines, exercise, and connect with peers to avoid burnout.
Conclusion: Turning Visa Challenges Into Career Triumphs
Surviving residency on a J-1 visa takes strategy, resilience, and the right partners. At Hubmed, we’re more than a job board—we’re your roadmap to career growth in U.S. healthcare.
Whether you’re seeking residency programs, waiver jobs, or long-term opportunities, Hubmed connects you with verified openings that respect your visa journey and recognize your skills.
?? Advance Your Career with Hubmed
Quick Recap:
Average Salary: $62K–$67K annually
Top States: NY, TX, FL, MI, IL
Licensing: Complete all USMLE steps + state licensing
Visa Waiver: Explore Conrad 30 or federal agency options
Continue Learning: Consider online medical assistant programs or healthcare administration degree online options
Hubmed Advantage: Job matching tailored to J-1 and H-1B candidates
FAQs
1. Can I moonlight during residency on a J-1 visa?
Generally, no. J-1 visas prohibit moonlighting unless explicitly approved by your sponsor and residency program.
2. Does Hubmed list J-1 waiver eligible jobs?
Yes! Hubmed curates positions specifically for J-1 and H-1B visa holders. Filter by visa sponsorship in your search.
3. Is Step 3 required for J-1 visa residents?
Not to enter residency, but highly recommended to secure future H-1B or waiver jobs.
4. Are online degrees recognized by U.S. healthcare systems?
Yes—if they are from accredited institutions. Hubmed recommends ABHES-accredited medical assistant programs or CAHME-accredited healthcare administration programs.
5. Can family members work while I’m on a J-1 visa?
J-2 dependents can apply for work authorization (EAD) and pursue careers, including medical assistant degree online or medical coding schools online.
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